How Much Does Hail Damage Repair Cost?

The repair cost of hail damage depends on various factors, which is why it is difficult to estimate a definite figure on your own. However, you can assess some aspects that influence the cost and learn ways to waive it entirely! Here, we will cover a few things to help you understand the hail damage repair process better.

On top of it, we will also discuss how a suitable insurance scheme can help you get through this process. Furthermore, if you are not covered by any insurance, we will suggest some preventive steps to protect your car from hail damage. So, let’s get started!

The hailstorms in Australia are very unpredictable, although it is a common sight every year. Hailstorms can be very dangerous as they can damage unprotected assets, leading to financial losses. Out of all the assets, vehicles are affected the most!

Luckily, we live in a time when auto-repair techniques have advanced a great deal. If a car is hit by a hailstorm today, it can be restored to 90% of its previous state! It is excellent but costs a significant amount. So, let’s understand what are all the factors involved in this calculation:

• Number of Dents- Each dent requires a different repair work based on its complex shape. That is the reason why to get the final cost, mechanics count the total number of dents needed to be fixed.
• Size of Dents- Different sizes of dents have different repair rates. This makes it complicated even for the smash repair shops to estimate an exact figure just by looking at it. Thus, they start the repair process and then assess its complexity and the cost accordingly.
• Panels Affected- An affected panel is either required to dismantle or requires more attentive work. The rates are decided based on the spot of the dents in a panel.
• Ongoing Rates- When a hailstorm hits a vehicle, it is likely to damage the entire area. This increases the demand for hail-damage repair work and might affect the ongoing rates.

Collecting such information on your own can be challenging, so it is suggested to visit a nearby smash repair centre to get a professional estimation. Northern Prestige Body Repairs provides the best prices for Hail Damage Repair.

How much does it cost to fix hail damage with insurance? You must be wondering about an exact amount, but again, the figure can be very subjective. It all depends on the company’s policies and if it covers hail damage or not. To give you more clarity and help you make an informed decision while purchasing an insurance scheme, we advise you to consider these points:

• Policy Coverage- If you are looking for hail damage repair coverage, you should only consider the schemes that provide this specific benefit. While choosing, check if the plan also covers towing services, which can be very helpful in this case.
• Repair Centre Network- Always go with the insurance company that is tied up with the smash repair centres near your locality. In this way, you will get a location advantage that can further lower the total cost.
• Claim Value- Some insurance schemes provide only a pre-agreed value. On the other hand, some schemes provide the actual market price of the service; these are recommended and advised by experts.
• Claim Settlement Ratio- This ratio suggests how many insurances claims the company settles. The higher the number is, the more reliable the company is supposed to be. There are also some insurance companies whose settlement ratios go as high as 99%.

You have to pay the entire amount from your pocket if your insurance does not cover hail damage repair. This will be the same if you have yet to purchase auto insurance before the hailstorm. In such cases, you need to be extra careful! To help you protect your car, we have mentioned some important suggestions that we believe you should follow:

Even if you have insurance, try to take these safety measures to protect your car from a hail storm. Generally, hailstorms in Australia occur between October to February, but you should be alert throughout the year. As soon as you read or listen to forecasts about the upcoming danger, follow these measures:

• Find Indoor Parking- It is always better to park your cars indoors. You can always buy an indoor parking space near your workplace on monthly basis.
• Buy a Hail Cover- Buying a premium quality hail cover can be more cost-effective than an insurance scheme. However, you must also ensure that your car is always wrapped with this cover whenever it is parked outside.
• Use Blankets and Clothes- In case of emergency, use blankets or stuffy clothes to cover your vehicle if you do not find an indoor parking space. It may not provide complete protection, but it will control the damage to some extent.
• Protect Wind Shield- Always protect the windshield first, as it is one of the costliest parts of a car.

If you are looking for a professional smash repair centre that can provide hail damage repair at competitive prices, contact Northern Prestige Body Repairs. We also provide car service and professional assistance to claim your insurance. We offer all kinds of repair work and panel beating services. So, call us on 0478 648 557 or email us at northern_pbr@outlook.com if you are looking for panel beating or hail damage repair services in Melbourne.